Florida Homeowners Could Soon Vote to End Their HOA

December 24, 2025

Florida homeowners might soon have the power to decide the fate of their homeowners associations (HOAs) thanks to a proposed change in state law. House Bill 657, currently under consideration, would give residents a formal path to vote on dissolving their HOA, potentially shifting control from boards directly to homeowners.

Under the proposal, a petition from a portion of community members could trigger a vote on whether to dissolve the association. If the vote passes with a supermajority, the law outlines steps for settling debts, distributing assets, and managing shared property—ensuring that the dissolution process addresses both financial and logistical concerns.

Supporters of the bill say it gives residents more authority over the rules, fees, and governance of their neighborhoods, empowering them to determine whether an HOA truly serves the interests of the community. Critics, however, warn that dissolving an HOA could compromise shared maintenance, landscaping, and long-term property standards, potentially creating disputes or inconsistencies across the community.

The proposal highlights the ongoing tension between homeowner autonomy and the role HOAs play in managing neighborhoods. For some, it represents a chance to reclaim control over their property; for others, it raises questions about how to maintain order and shared resources without a governing association. As House Bill 657 moves through the legislative process, Florida residents may soon face a choice: keep their HOA intact, with its rules and structure, or vote to end it, taking neighborhood governance fully into their own hands. The decision could redefine how communities operate across the state.

Written by: Cat Haley